Attention homeowners: Real estate appraisal services for in Rowlett and Dallas County
Check out the top 7 reasons why TX homeowners order from Towers Appraisal:
Need help determining the price of your house in or near Rowlett, TX?
At Towers Appraisal, we understand the individual needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Towers Appraisal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Towers Appraisal is qualified in helping folks just like you abolish unwanted and unneeded PMI insurance.
Challenge property tax assessments
Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Towers Appraisal is your #1 weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Towers Appraisal can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for efficiency? An appraiser from Towers Appraisal can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.